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Change of Terms
The Contributors have the right at any time to change or modify the terms or conditions applicable to the use of the information. This site is owned and operated by Douglas Borough Council. The user acknowledges that the content of the reports prepared by the Contributors are the intellectual property of the contributors. All material contained in the reports are copyright of the Contributors unless otherwise indicated.
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The Contributors authorise the user to copy any material published by the Contributors and placed on this Web site for non-commercial use only, provided that any copied material from the Web site retains all copyright or other proprietary notices and any disclaimers.
The user expressly acknowledges that the reports were prepared for Douglas Borough Council and were provided solely for the purpose of Douglas Borough Council undertaking its functions as Scheme Trustee and to fulfill the statutory obligation to obtain such reports. The reports have not been prepared for use for any other purpose and should not be so used.
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The information in this site is current at the date of publication but may be subject to change. It is important to note that the value of investments, and income from them, may fall as well as rise and that there are varying degrees of risk associated with investments in different asset classes.
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The purpose of this site is to provide you with an information service. If you think you may need Pensions, investment or actuarial advice, we suggest you approach a licensed Financial Adviser, investment adviser or actuary. Nothing in this site should be taken by you to be the giving of Pensions, investment or actuarial advice nor should the content of the reports be relied upon by you in any way.
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